No one wants to talk about borrowing now after the problems the last 4 years. But the rates are at an all-time low and even if you are not buying, you may want to consider re-financing. This is a link to some current numbers. Personally, I do not see real significant changes for the next 12 months but the combination of low housing prices and low rates make this a good market to consider.
http://www.housingwire.com/2011/10/12/mba-mortgage-applications-increase-1-3?utm_source=feedburner&utm_medium=twitter&utm_campaign=beta&utm_content=Real+Estate+News&utm_term=Charlotte+Real+Estate
I promised some more sales numbers:
Duval County (without beaches) 2010 1/1 - 9/30 =6,178 2011 = 5,797 or a drop of 6.2%
Jacksonville Beaches 2010 = 457 2011 = 464 +1.5%
Nassau County 2010 = 282 2011 = 305 +8.2%
"So much of what we call management consists in making it difficult for people to work"
Peter Drucker
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